A successful business starts with a well-organized plan that addresses employees’ needs and goals. Most employees are concerned about having enough money to retire comfortably. Addressing this important need starts with sound strategies. Using our customized approach, we recommend plans designed to provide cutting-edge opportunities for you and your employees.
Are you looking for ways to retain or reward top employees? There are many strategies that can provide attractive incentives for your employees. A cash value life insurance policy can be an effective way to compensate and retain key executives. Cash value life insurance policies offer tax-free death benefits and tax-deferred growth of cash value if designed and funded correctly. We customize compensation strategies to fit your company’s unique needs.
Any sound business plan includes protections against threats that could affect the success of your company. We carefully assess which safeguards appropriately meet your company’s needs and risk factors. We can help you to plan for loss of revenue due to disruptions or disasters. By integrating buy/sell agreements into your insurance planning, we provide ways to protect your interests should anything happen to a business partner. If a key employee passes away, proper planning must be in place to ensure the business remains intact and profitable.
Is your current business structure most beneficial from a tax standpoint to the owner? Is it optimal for your future plans? We help you determine the proper business structure that aligns with your business and financial goals, and we apply appropriate strategies designed to fit your framework.
We help you to design suitable plans for transitioning out of your company when the time comes. Whether you want to sell the business to a family member, the employees, a business partner, or a third party, a different strategy is needed. The strategy that you choose can determine the multiple you will receive, which will ultimately determine the final sale price. Our goal is to maximize your return on what you have spent your lifetime building.